Retire REGAL® — Retirement Planning Book by Chris Owens | Holy Grail of Retirement
Retire REGAL® · Chris Owens
Retire REGAL®: The Holy Grail of Retirement — by Chris Owens
Retire REGAL reached #1 Amazon Best Seller in Financial Services Industry, and #1 Amazon New Release in Investment Portfolio Management, Retirement Planning, and Financial Services — all April 2026.
A New Book by Chris Owens

Retire REGAL®
The Holy Grail of Retirement

By Chris Owens  |  Founder, Owens Financial Group

A retirement planning book and strategic framework for financial freedom across The Five Realms™ — for those who have done the hard work and now want a retirement that feels coherent, not just adequate.

★★★★★

"Informative and easy to read! This book answered questions the others left a mystery."

— Amazon reader review

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This book is intended for educational and informational purposes only. It does not constitute individualized investment, tax, legal, or insurance advice. The reader review above is from a non-client; no compensation was provided.

Where the Book Begins

The Raven, the Wind,
and the Problem with Effort

On a desert highway in Nevada in 1985, a young Chris Owens watched a raven suspended in the wind — wings working furiously, going nowhere.

His father watched for a moment and said three things that stayed with the family forever:

"Stop. Analyze the problem. Take corrective measures."

— Bob Owens, Nevada, 1985

The raven was not failing. It was not weak. It simply had not yet recognized that the environment had changed.

Most retirement plans make the same mistake.

Decades later, that moment became the foundation for a different kind of retirement book — one that does not promise predictions, chase returns, or offer a list of tactics to memorize. Instead, it reflects a conviction: retirement does not reward effort alone. It rewards alignment — a structure built to hold when conditions change, which they always do.

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Behind the Scenes

The Campaign Chronicles

A look inside the making of the Retire REGAL® video campaign.

Production clapboard — The REGAL Stronghold
Scene: The REGAL Stronghold
Full studio setup — Retire REGAL campaign shoot
On Set — Full Studio
Retire REGAL branded anchor desk — TV studio
Retire REGAL® Branded Set
Crew POV — Tax Kraken script on teleprompter
Crew POV — Tax Kraken™
Clapboard — The Tax Kraken
Scene: The Tax Kraken™
Chris Owens at Retire REGAL branded desk — between takes
Between Takes
Chris Owens — wider angle at Retire REGAL branded desk
In Session
Director's monitor — Retire REGAL campaign shoot
Director's Monitor
Chris Owens — in discussion at interview desk
Making the Case
Chris Owens laughing at interview desk
Between Takes
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Inside the Book

What Retire REGAL® Covers

Four interlocking frameworks that together form the architecture of retirement freedom.

01

The Five Realms of Retirement™

The essential territories every retiree must navigate: Retirement Income, Employer Plan Rollovers, Government Strategies, Asset Management, and Legacy Planning. Together, they spell REGAL — and together, they define the journey toward Retirement Freedom.

02

The Five Foemen of Retirement™

The structural risks that may quietly destabilize even well-funded plans — the Income Hydra™, the Tax Kraken™, the Legislative Leviathan™, the Market Dragon™, and the Health Basilisk™. They rarely arrive alone, and they do not announce themselves.

03

The REGAL Stronghold™

A three-layer conceptual architecture — Foundation, Walls, and Battlement — that organizes assets by purpose rather than percentage, with the goal of reducing how freely risks can interact across the plan.

04

The Drawbridges

The consequential decisions between realms that most plans never fully model: Social Security timing, the rollover moment, Medicare enrollment, Roth conversion windows. Decisions that lower once, allow the retiree to cross, and rise behind them.

Is This Book for You?

Written for People Who Have Done the Hard Work

If standard reassurances have not fully addressed your questions about retirement structure, Retire REGAL® offers a more comprehensive lens.

This book is not written for people still decades away from retirement. It is written for those approaching the transition — or already in it — who want a framework for what comes next.

  • You have accumulated meaningful retirement assets but sense that something about the plan feels incomplete.

  • Standard reassurances have not fully addressed your questions about retirement structure.

  • You want a framework — not a sales pitch — for understanding how retirement works once paychecks stop.

  • You and your spouse want a shared language for money — one you can both understand and use to make decisions together.

  • You are looking for coherence, not guarantees.

Free Download — No Obligation
Start the Journey Here

Read the Chapter That
Maps the Framework — Free

Chapter Four maps The Five Realms of Retirement™ — the essential territories every retirement plan must navigate — and introduces the drawbridges between them that can only be crossed once.

It is a short read — and a useful one before diving into the full book. No obligation. No personalized advice. Just the foundation the framework is built on, in plain language.

Download Chapter Four →

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This material is provided for educational and informational purposes only and does not constitute personalized investment, tax, legal, or insurance advice.

What You Will Receive

Chapter Four introduces The Five Realms of Retirement™ — the REGAL framework's map of the territories every retiree must navigate. It explains why retirement risks never arrive one at a time, how the drawbridges between realms work and why their sequence matters, and closes with a three-step Pause and Reflect checklist you can act on before finishing the page.

PDF Delivery Immediately Chapter Four Educational Use Only
Choose Your Next Step

Where Would You Like to Begin?

Option 01

Get the Book on Amazon

Available now on Kindle, paperback, and hardcover. Audiobook edition coming soon.

Get the Book on Amazon
Option 02

Download the Free Chapter

Download Chapter Four — a complete map of The Five Realms of Retirement™, the drawbridges between them, and a three-step action checklist. No payment. No obligation.

Download Chapter Four

Educational purposes only. Not personalized advice.

Option 03

Order the Print Edition

Prefer a physical copy? The paperback and hardcover editions are available now on Amazon — a keepsake reference for your retirement library.

Get the Book on Amazon
Care to Roar™

This book launched alongside the first Care to Roar™ event — the giving initiative of Owens Financial Group that supports the National Humane Society.

Learn About Care to Roar™

"Freedom in retirement is not found in a single decision.
It is found when the entire structure is built to hold."

— from Retire REGAL®: The Holy Grail of Retirement

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